Quick Answer
High manual review rate usually means Stripe's automated confidence in the account has weakened enough that more transactions need additional scrutiny.
What This Signal Usually Means
The account is producing too many transactions that are not clearly safe or clearly unsafe. That often points to mixed traffic quality, weak segmentation, or a recent behavioral shift.
What Stripe Is Likely Comparing
- review rate by source, product, and device
- approval and fraud outcomes for reviewed transactions
- recent changes in offer or traffic mix
Most Common Root Causes
- blended high-risk and low-risk traffic
- sudden changes in transaction profile
- attack traffic not being filtered early enough
Evidence Stripe Will Weight Most
- manual review rate by cohort
- fraud outcomes after review
- targeted control changes and resulting reduction in review volume
Operational Fix Sequence
- Segment reviewed traffic.
- Tighten controls on the noisiest cohort.
- Preserve low-friction paths for clean customers.