Quick Answer
Insufficient business history means Stripe has limited evidence about how the merchant behaves over time, especially under refunds, disputes, and growth stress.
What Stripe Is Likely Comparing
- young business history vs current volume and risk profile
- public-site maturity vs operational claims
- documentation quality vs the size of recent activity
Operational Focus
Compensate with stronger documentation, clearer public identity, and measured growth instead of abrupt scaling.