Where is your account right now?
🔥 Closed Accounts
Most accounts in this category were permanently closed.
Most severe case
CLOSEDClosure: 10 days
Adult content flagged during review
Product page review → processing restriction
Account flagged after selling adult content
CLOSED14 days
Product category: policy-sensitive
Trigger: category mismatch → restriction
Account flagged after selling adult content
Does this match your situation?
→ Check your risk before it escalatesCLOSED14 days
Product category: policy-sensitive
Trigger: category mismatch → restriction
Account flagged after selling adult content
Does this match your situation?
→ Check your risk before it escalatesCLOSED14 days
Product category: policy-sensitive
Trigger: category mismatch → restriction
Account reviewed after restricted products stripe
Does this match your situation?
→ Check your risk before it escalatesCLOSED14 days
Restricted products appeared on the live site before review
Trigger: category mismatch → restriction
My Stripe account was closed after prohibited products appeared
Does this match your situation?
→ Check your risk before it escalatesCLOSED14 days
Product category: policy-sensitive
Trigger: category mismatch → restriction
My Stripe account was closed after the profile stopped matching the business
Does this match your situation?
→ Check your risk before it escalates⚠️ Funds on Hold
These cases typically escalate if refund pressure continues.
Most severe case
HOLDHold: 3 days
Refund rate: 9.8%
Refund spike → payout freeze before disputes aged out
Payouts were frozen after refunds started rising
HOLD3 days
Dispute rate: 0.4% → 1.2%
Trigger: refund spike → disputes
Disputes crossed 1% and triggered account review
Does this match your situation?
→ Check your risk before it escalatesHOLD3 days
Refund rate: 9.8% → liquidity risk
Trigger: refund pressure → payout control
Payouts were frozen after refunds started rising
Does this match your situation?
→ Check your risk before it escalatesHOLD3 days
Refund rate: 9.8% → liquidity risk
Trigger: refund pressure → payout control
Payouts were held after funds held after closure
Does this match your situation?
→ Check your risk before it escalatesHOLD3 days
Refund rate: 9.8% → liquidity risk
Trigger: refund pressure → payout control
Payouts were held after payout paused after sudden refunds
Does this match your situation?
→ Check your risk before it escalatesHOLD3 days
Refund rate: 9.8% → liquidity risk
Trigger: refund pressure → payout control
Payouts were held after seasonal spikes and holds
Does this match your situation?
→ Check your risk before it escalates🧩 Under Review
Early-stage signals — outcomes vary depending on response.
Most severe case
REVIEWImpact: 48 hours
40+ attempts/hour
Checkout abuse → manual fraud review
Account review triggered by payment blocked
REVIEW8 days
Decline velocity: 40+ attempts/hour
Trigger: traffic anomaly → fraud review
Account review triggered by payments not going through
Does this match your situation?
→ Check your risk before it escalatesREVIEW8 days
Refund rate: 9.8% → liquidity risk
Trigger: refund spike → disputes
Account reviewed after complaints
Does this match your situation?
→ Check your risk before it escalatesREVIEW12 days
Name mismatch: representative vs bank owner
Trigger: record mismatch → KYC review
Account reviewed after klarna decline
Does this match your situation?
→ Check your risk before it escalatesREVIEW12 days
Name mismatch: representative vs bank owner
Trigger: record mismatch → KYC review
Account reviewed after payment failed
Does this match your situation?
→ Check your risk before it escalatesREVIEW8 days
Decline velocity: 40+ attempts/hour
Trigger: traffic anomaly → fraud review
Account review triggered by artificial transaction pattern
Does this match your situation?
→ Check your risk before it escalatesIf your situation looks similar, start with the closest case above.