Grouping layer

Stripe topics

Each topic represents a pattern Stripe may detect across your account.

Not sure which topic applies to your situation?
Most users choose the wrong category and take the wrong action.
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Business model changes

Cases where volume shifts, fulfillment model changes, marketplaces, or cross-border sales changed Stripe's view of risk.

0 cases
If this pattern looks familiar,
cases below may match your situation.
Disputes and refunds

Cases where chargebacks, refund pressure, customer complaints, or support gaps changed account risk.

15 cases
If this pattern looks familiar,
cases below may match your situation.
Fraud patterns

Cases involving card testing, suspicious devices, velocity changes, and transaction behavior anomalies.

17 cases
If this pattern looks familiar,
cases below may match your situation.
Payments and authorization

Cases where payment failures, blocked transactions, low authorization rates, or 3DS issues surfaced.

0 cases
If this pattern looks familiar,
cases below may match your situation.
Payouts and reserves

Cases where Stripe paused settlement, held balances, delayed releases, or imposed reserves.

21 cases
If this pattern looks familiar,
cases below may match your situation.
Restricted businesses

Cases where the business model, product category, or merchant category created policy pressure.

19 cases
If this pattern looks familiar,
cases below may match your situation.
Verification and KYC

Cases involving owner identity, entity records, tax details, bank accounts, and due diligence reviews.

22 cases
If this pattern looks familiar,
cases below may match your situation.
Website trust

Cases where public website, checkout, policy, or descriptor signals weakened trust in the account.

13 cases
If this pattern looks familiar,
cases below may match your situation.
Most accounts don't fail because of one issue.
They fail because multiple signals were misunderstood.
→ Check your exact risk before taking action
Check Your Stripe Risk →